Tammy Johnston

Business Owner, Author & Creator of the Financial Foundations Children’s Book Series

Tammy started working in the Financial Services Industry in 1993. The first 9 years of her career were spent working in regional offices, for independent agents, and as Brokerage Manager for two different MGAs. Her focus was on training other agents and helping them solve problems for clients. After spending close to a decade as an employee Tammy decided to venture into the “sales world”. Tammy founded The Financial Guides. She set about working with clients in a totally different fashion.  The goal was to provide the accurate, unbiased, basic information in simple English that we all require, but can’t easily find. This led Tammy to create and write her first series of children’s financial books- Financial Foundations.

If you are an adult you have many choices to increase your Financial IQ. Books, courses, seminars, board games, websites, and financial professionals can help you learn and provide you with options. Unfortunately for kids the options are extremely limited if you can even find them. The few resources available are typically aimed at teenagers and young adults. The other major drawback is kids view learning about money the same way they view extra math homework. If it isn’t fun and attractive they aren’t going to pay attention.

Breaking the books into four sets (FOUNDATION, GROW, PROTECT, and BUSINESS) of six books that build upon one another kids, and their parents and grandparents, can start with the basics and build up their financial knowledge.

Money is a fact of life. It isn’t the most important thing, and no it can’t buy you happiness, but money does play a huge role in almost every aspect of life. When you have money and a strong grasp of how it works you are calmer, healthier, and happier. Unfortunately most people have nothing more than a very rudimentary grasp of money. Our financial education is extremely lacking. Kids graduate high school and college knowing next to nothing other than work hard, find a good job, and spend your entire life in debt.

Tammy married her wonderful husband Greg in 1997 and they had a beautiful daughter Ayla in 2003. They enjoy going to the zoo, racing cars, traveling, and Cashflow. Tammy is a voracious reader, enjoys good movies, time with her family, and building businesses.